Get Account Detail

Obtain detailed information on a single account.

GET /v1/banking/customer/{customerId}/accounts/{accountId}

Error

A valid request URL is required to generate request examples

200

{
  "data": {
    "accountId": "412b5d4b-5de6-44b2-ad7d-ae92479d7322",
    "creationDate": "2025-10-01T00:00:00.000Z",
    "displayName": "Savings Account",
    "nickname": "Beach Holiday",
    "openStatus": "OPEN",
    "isOwned": true,
    "accountOwnership": "ONE_PARTY",
    "maskedNumber": "xxxxxxxx1234",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "productName": "Consumer Saver",
    "bsb": 111222,
    "accountNumber": 44444111122,
    "bundleName": "Basic Account Bundle",
    "depositRate": 0.045,
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": 0.045,
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "applicationFrequency": "P1M",
        "additionalInfo": "The default interest rate will be applied on your balance",
        "applicabilityConditions": [
          {
            "rateApplicablityType": "MIN_DEPOSITS",
            "additionalValue": "5",
            "additionalInfo": "You must make 5 deposits to quality for this rate"
          }
        ],
        "tiers": [
          {
            "name": "Bonus Interest on balances up to $100,000.00",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": 0,
            "maximumValue": 100000,
            "rateApplicationMethod": "PER_TIER"
          }
        ]
      },
      {
        "depositRateType": "VARIABLE",
        "rate": 0.005,
        "calculationFrequency": "P1D",
        "applicationFrequency": "P1M",
        "additionalInfo": "The base rate applies to balances over $100,000.00",
        "tiers": [
          {
            "name": "Base rate on balances over 100,000.00",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": 100000,
            "rateApplicationMethod": "PER_TIER"
          }
        ]
      }
    ],
    "lendingRates": {
      "lendingRateType": "VARIABLE",
      "rate": 0.2,
      "comparisonRate": 0.2,
      "calculationFrequency": "P1D",
      "applicationType": "PERIODIC",
      "applicationFrequency": "P1M",
      "additionalInfo": "Overdrafts accumulate interest at a rate of 20% p/a",
      "repaymentType": "PRINCIPAL_AND_INTEREST",
      "loanPurpose": "OTHER"
    },
    "features": [
      {
        "featureType": "NPP_PAYID",
        "additionalInfo": "You can register your email or phone number for PayID"
      }
    ],
    "fees": [
      {
        "name": "Account keeping fee",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.20"
        },
        "additionalValue": "P1M"
      }
    ],
    "addresses": [
      {
        "addressUType": "simple",
        "simple": {
          "mailingName": "P Sherman",
          "addressLine1": "42 Wallaby Way",
          "city": "Sydney",
          "postcode": 2000,
          "state": "NSW",
          "country": "AUS"
        }
      }
    ]
  }
}

Authorizations

Authorization · string · header · required

The Fiskil Data Provider will include a self-signed JWT as a Bearer token in the Authorization header. You should verify this JWT using the JWKS URL you can find for your Data Provider instance in the Fiskil Console. To verify the JWT you must:

• Verify the signature
• Ensure the token has not expired by checking the exp claim
• The sub and iss claims are your data provider subdomain
• The aud claim is the URI of the resource being requested (excluding any query parameters)
• The jti value is unique For further detail on security and authentication refer to our Authentication documentation

Path Parameters

customerId · string · required

Unique ID of a customer. This ID must not change for the lifecycle of the customer

accountId · string · required

ID of a specific account to obtain data for.

Response

200

application/json

Success

data · object · required

Show child attributes